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BankProbe / Citizens Bank & Trust Company of Vivian, Louisiana / Overview
C B & T BANCSHARES, INC.
Citizens Bank & Trust Company of Vivian, Louisiana Vivian, LA   
Under-capitalized1 ROAE:10.81% Efficiency Ratio:77.12 Asset:146M Offices:5
Peer Group2: 100-300M 3+ MSA ROAA:1.30% Net Income:474,000 Deposits:128M Employees:65
Website: http://www.cbtofvivian.com/ Ticker: -
Filing period 06/30/20153. Data updated on 11/28/2012 15:15:49
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1 To be adequately capitalized under federal bank regulatory agency definitions, a bank holding company must have a Tier 1 capital ratio of at least 4%, a combined Tier 1 and Tier 2 capital ratio of at least 8%, and a leverage ratio of at least 4%, and not be subject to a directive, order, or written agreement to meet and maintain specific capital levels. To be well-capitalized under federal bank regulatory agency definitions, a bank holding company must have a Tier 1 capital ratio of at least 6%, a combined Tier 1 and Tier 2 capital ratio of at least 10%, and a leverage ratio of at least 5%, and not be subject to a directive, order, or written agreement to meet and maintain specific capital levels.

2 Banks are categorized into groups base on their total asset and number of branches. Percentile chart is for the banks specific peer group.

3 Call report data are downloaded and process when each banking institutions files with the FDIC, however not all banking institutions file at the same time for a given filing period. Until all banking institutions have file for the given period, no percentile chart/data will be available for the period.