Bank of Agriculture and Commerce
Stockton, CA
| Under-capitalized1 | ROAE: | 5.60% | Efficiency Ratio: | 85.07 | Asset: | 504M | Offices: | 10 | ||||||
| Peer Group2: | 300M-1B | ROAA: | 0.55% | Net Income: | 698,000 | Deposits: | 451M | Employees: | 107 | |||||
| Website: | http://www.bankbac.com/ | Ticker: | - | |||||||||||
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1 To be adequately capitalized under federal bank regulatory agency definitions, a bank holding company must have a Tier 1 capital ratio of at least 4%, a combined Tier 1 and Tier 2 capital ratio of at least 8%, and a leverage ratio of at least 4%, and not be subject to a directive, order, or written agreement to meet and maintain specific capital levels. To be well-capitalized under federal bank regulatory agency definitions, a bank holding company must have a Tier 1 capital ratio of at least 6%, a combined Tier 1 and Tier 2 capital ratio of at least 10%, and a leverage ratio of at least 5%, and not be subject to a directive, order, or written agreement to meet and maintain specific capital levels.
2 Banks are categorized into groups base on their total asset and number of branches. Percentile chart is for the banks specific peer group.
3 Call report data are downloaded and process when each banking institutions files with the FDIC, however not all banking institutions file at the same time for a given filing period. Until all banking institutions have file for the given period, no percentile chart/data will be available for the period.